OS-HELP

OS-HELP is a Commonwealth Government loan scheme to assist eligible undergraduate and postgraduate,ÌýCommonwealth supported studentsÌýto undertake part of their course of study overseas.

University of 911±¬ÁÏÍø students can use the scheme to study full time overseas, and have that study count towards their University of 911±¬ÁÏÍø degree. For more information on exchange, please visit ourÌýStudy Abroad and Exchange pageÌý(¶Ù´Ç³¾±ð²õ³Ù¾±³¦).

Eligible students can receive two OS-HELP loans over their lifetime. Each loan relates to a given six month period. You can receive OS-HELP for overseas study periods of less than six months but you cannot receive an OS-HELP loan more than once in a given six month period. Your six month period is taken to commence on the first day that you commence your overseas study and end six months from the commencement date

Meet Toby and find out more about OS-HELP

Visit the Australian Government'sÌýÌýwebsite for more HELP information.

  • Loan amount

    OS-HELP provides financial assistance to eligibleÌýCommonwealth Supported studentsÌýto undertake part of their course of study overseas. OS-HELP may be used to cover expenses associated with the overseas study, such as airfares, accommodation and other travel or settling expenses. Eligible students may also receive a supplementary amount to undertake language study in preparation for overseas study in Asia.

    ±õ²ÔÌý2023, the maximum you can borrow for a six-month study period is:

    • $7,348 (if you will not be studying in Asia); or
    • $8,817 if you will be studying in anÌý
    • a supplementary loan amount of up to $1,172 to assist with the cost of language study, undertaken in preparation for overseas study in Asia.

    ±õ²ÔÌý2024, the maximum you can borrow for a six-month study period is:

    • $7,921Ìý(if you will not be studying in Asia); or
    • $9,504 if you will be studying in anÌý
    • a supplementary loan amount of up to $1,263Ìýto assist with the cost of language study, undertaken in preparation for overseas study in Asia.

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  • Eligibility

    You are eligible for anÌýOS-HELP loan if you meet all of the below criteria:

    Commonwealth Government requirements

    You must meet ALL the following criteria:

    • Be an Australian citizen OR Permanent Humanitarian Visa holder (checkÌýÌýwebsite for the list of humanitarian visa subclasses) OR an eligible New Zealand Special Category Visa holder;
    • Be enrolled in a course of study as a Commonwealth supported student (i.e. studying in a CSP); have already completed, as a Commonwealth supported student, units to the value of at least one EFTSL (usually one year of full-time study) in Australia that count towards the course you are enrolled in;
    • Be undertaking full-time study overseas; have your overseas study count towards the course requirements for the Australian program you are enrolled in; and on return from overseas study, you must have units to the value of at least 0.125 EFTSL (usually one course of study) to complete in Australia the program you are enrolled in;
    • Meet theÌýTax File NumberÌý(TFN) requirements by giving your provider your TFN (or a completed Certificate of application for a TFN form)
    • Provide your Unique Student Identifier (USI)
    • Have been selected by the University to receive an OS-HELP loan for a six-month period;